Welcome to Payday Pool

Payday loans: different from other loans! Loans to meet your short term cash needs of small amount! Payday loans are financial supports that allow the borrower to relax and fulfil his monetary demands at ease. The loans are highly suitable for people, who receive a fixed salary every month. The repayment period is also fixed, which spans until the next payday.

why choose Payday Pool


No unnesessary meetings or paperwork. Just tell us about yourself, your employment and your needs.


Select from multi tenure loans to choose the loan that's best for you and your future financial goals.

fast Payments

Once your loan is approved, we transfer the money straight into your bank account.


We keep all your data secure with 128 bit SSL encrytion and we promise never to sell your data.

Best time to use payday loans

Borrow payday loans for your small and unplanned cash obligations!
Payday loans are ideally suited to meet you cash need of small amount that too for a short duration. Usually a loan between 7-31 days is the most ideal. The loan amount should remain small. You should borrow payday loans if you are looking for cash assistance in the range of AU$100 - AU$1000.

Any specific time to apply for Payday Loans!

Any time is the best time for us to serve you!
Our payday loans at Payday Pool can be applied for any time of the day. In fact, for making accessibility to cash easiest for all the borrowers, the application form is available online and can therefore be accessed any time of day and night.

Jump to a section of this guide

The Apply Now tab is easy to locate on the Home Page. Click it and you will have the application form right in front of you. Simply spend 3-4 minutes and complete the form.

Click the Submit button and the form will directly reach our representative. We provide any time loan arranging services.

That means you could apply with us anytime and get cash assistance at the earliest. What's more! Our loan arranging capability is fastest. We could arrange a loan in just one day and have the cash transferred to your bank account the very same day.

Payday loans that we arrange keep the borrower in a comfortable position. Borrower doesn't have to go into negotiation with the lender at all.

Affordable loan is our speciality!

The interest rates that our lenders offerare the cheapest on the market. How is it possible? Well, the lenders that we have on our panel are experienced and well established.

They have been associated with us for long and this association has earned us a reputable position in their eyes. Consequently, when we send them payday loan requests of our borrowers, they swiftly send their loan offers to us.

No restriction on usage!

Payday loans are your best option when you are short of cash in the middle of the month. The loan is a great help because it makes available a considerable amount of cash.

Moreover, the usage of the loan is not restricted to any genre of expenses. The borrower enjoys complete liberty to use the cash towards meeting his most immediate needs.

The most popular usage of the payday loans is payment of rent, credit card dues and pending shopping bills. The borrower can resolve other minor issues as well.

In fact, a borrower is never required to keep safe the receipts of the expenses he makes. As such, the payday loans come in handy for paying back loans borrowed from friends and family members.

Transparent transactions; no hidden charges

A borrower is not required to make any payment to us at Payday Pool while applying for the payday loans. Nevertheless, as we search for a good lender, we may come across one, who provides his services against a certain fee.

Apparently, lenders of this genre are suitable for borrowers whose financial state can bear the weight of such fee.

By paying the fee, the borrower gets entitled to certain exclusive benefits like sanctioning of excess amount of cash as a loan andfast transfer of cash to the borrower's bank account.

A simple and convenient borrowing process!

You need cash and we have the solution right on this website.You just have to above 18 years of age with a permanent residence in the Australia and a job that pays you monthly.

Fill the application form within 5 minutes and click the submit button available there. After clicking it, the form rushes to us right away. We scan the form to learn the requirements and start contacting the lenders. All lenders are informed of your loan requirement. Stay relaxed when you apply with us.

You need not even collect your documents while applying with us, as we don't want to waste your time in conducting strenuous verification. For your convenience, we simply require you to fill the online application form and send the same to us.

Yes, possible with us!

Since the number of lenders on our panel is high, it is always possible to get a quick response from them. We accept loan offers in bulk so every lender gets the opportunity to submit his best rate.

Our representative not only chooses the best offer but also negotiates a bit to lower the rate further. Once the lender offers a comfortable deal, we contact the borrower. We give him every opportunity to discuss his apprehensions with us.

If you found the interest rate to be very high, you could let us know and we could persuade the lender or find a better option for you. The best way to enjoy a good payday loan is by being frank with us. We will only be able to serve you better if you give us the clear picture regarding your financial state. Moreover, we would like you to be frank with the lender as well.

In case, around the repayment date of the payday loan, your bank account does not show enough balance for paying off the loan, you are advised to inform the lender straightaway.

It will help him to offer you a way out. Otherwise, the lender, not getting the repayment, will have to impose penalty on you.

What Exactly Are Payday Loan?

Payday loans are small short term loans designed to help you get through tricky financial situations and shortfalls. Getting one such loan can be straightforward if you can meet some basic criteria. While you can find multiple options online, not every lender may offer the same terms and rate. Fortunately there are number of legitimate lenders in Australia abiding by all relevant state regulations. This loan is a short-term borrowing solution that will provide you with the cash you are running short of ahead of your payday. Lender will extend this loans based on the income and credit profile of the borrower. Compared to other traditional loans, payday loan charges high interest rates.

Regulations for payday loans vary greatly from one state to another. Depending on where in Australia you reside, the rules and regulations may vary and may have a huge effect on what lenders can charge.

As a borrower, you should be aware of the regulations and make sure you find the right terms and fees dictated by law. Approval against this loan will let you borrow minimum amount of AU$100 to maximum amount of AU$1,000. The amount of cash offered to you upon approval will be based on how much cash you are in need of and your repayment ability.

Payday loans are small loans offered for a short term. Once you have received the approved cash, you can have time until your next payday to pay back the loan along with the interest.

You may also find lenders who will let you choose the repayment period. Since this loan is offered for a short term, they are expensive and could make your situation worse if you are unable to repay it back on time. Therefore, you should be careful before choosing it.

Applying for payday loans can be an expensive way to borrow. You should never take out this loan unless you are certain you can pay it back on time and in full. Failure to repay on time could soon spiral the cost out of control.

All charges and fee of this loan is capped by law and the rules limit the amount of interest as well as the default fees that you can be charged.

Qualifying for payday loans is easy. Most of the lenders only demand that the following conditions be met for a person to qualify for this loan-

  • The borrower should have an active bank account
  • The borrower should provide some proof of income
  • The borrower must have valid identification and
  • The borrower must be at least 18 years

The qualification and loan application process will only take you a few minutes and you will be provided a quick response if your loan request is approved. The amount of cash approved will get deposited directly into your checking account.


"Happy with the swift transfer of cash.Used the money just as I wanted….feels great to get rid of bills. Will come back if needed cash in future"

"The people do act fast. I applied for it in the middle of the night and as they claim, I received a positive response in 4-5 hours. Simply superb"

"Came here after getting refusal from lenders.Got loan from here with no fuss. Documentation is nil. Simple form filling and got the funds in my bank account. WOW. Highly recommended."

Apply now

Rush your request for cash assistance now by filling the Make application by filling the empty slots in the below available form. Please note that only relevant questions have been asked.

Moreover, along with the form, you need not send to us any document of yours. All we need is this form. Fill it and submit right away!!